Lunaseed Inc.

Effective Date: October 9, 2025

Registered Office: El Cerrito, California | United States

This Policy explains how we collect, secure, and share your information when you use the Lunaseed Platform.

1. Introduction

Lunaseed Inc. (“Lunaseed,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you access or use our website and related services (collectively, the “Platform”).

By using Lunaseed, you consent to the data practices described herein.

2. Scope and Applicability

This Privacy Policy applies to founders, investors, and other individuals who register on Lunaseed; visitors who browse our public website; and any communications, data processing, or integrations handled through third-party services such as Stripe, Plaid, and Persona.

This Policy does not apply to independent third-party websites linked through our Platform.

3. Information We Collect

We collect data directly from you when you provide it, automatically as you interact with the Platform, and from trusted third-party providers.

A. Information You Provide

• Identification Data: full name, email, phone number, address, government-issued ID, date of birth.
• Business Data: company name, registration documents, EIN, Articles of Incorporation, or equivalent.
• Financial Data: bank account verification details (via Plaid), investment commitments, payment credentials (via Stripe) (via Dwolla).
• Verification Files: ID images, certificates, or other uploaded materials for KYC/KYB compliance.
• Communications: messages, forms, and in-app correspondence.

B. Information Collected Automatically

• IP address, device identifiers, browser type, operating system.
• Access times, referring URLs, and usage statistics.
• Cookies and similar technologies used for authentication and analytics.

C. Information from Third-Party Services

• Persona (identity verification).
• Plaid (financial account verification).
• Stripe (payment processing).

4. How We Use Your Information

We use collected information to verify user identity, facilitate startup onboarding and investor accreditation, generate automated legal documents through our AI Legal Engine, execute payments and subscription processing, detect and prevent fraud, communicate updates, improve our services, and comply with legal and regulatory obligations.

We do not sell personal information to third parties.

Verify user identity and eligibility under applicable laws.
Facilitate startup onboarding and investor accreditation.
Generate automated legal documents through our AI Legal Engine.
Execute payments, fund transfers, and subscription processing.
Detect, investigate, and prevent fraud or misuse.
Communicate updates, alerts, and confirmations.
Improve our services, algorithms, and security infrastructure.
Comply with legal and regulatory obligations.

5. Disclosure of Information

We may share information with trusted parties when necessary to deliver the Platform, comply with the law, or with your consent.

Service Providers: Cloud hosting (AWS, Firebase), payment processors (Stripe), verification partners (Persona, Plaid).
Legal Requirements: To comply with subpoenas, court orders, or applicable law.
Corporate Transactions: In mergers, acquisitions, or asset transfers, provided confidentiality obligations remain in place.
With Your Consent: When explicitly authorized by you.

6. Data Security

Lunaseed employs administrative, technical, and physical safeguards including AES-256 encryption of stored data, TLS/SSL secure transmission, role-based access control, and continuous monitoring with periodic penetration testing.

While we take reasonable precautions, no online system is completely secure; you use the Platform at your own risk.

7. Data Retention

We retain personal information only as long as necessary to fulfill the purposes outlined in this Policy, comply with legal obligations, and resolve disputes.

Users may request deletion or anonymization of their data by contacting info@luna-seed.com.

Certain records may be retained to meet legal or audit requirements.

8. Your Privacy Rights (California Users)

Under the California Consumer Privacy Act (CCPA), you may exercise the following rights by submitting a request to info@luna-seed.com. We'll verify requests via email confirmation or secure login.

Request disclosure of personal data collected.
Request deletion of your personal data.
Opt out of any sale of personal data (Lunaseed does not sell personal data).
Be free from discrimination for exercising privacy rights.

9. Cookies and Tracking Technologies

Lunaseed uses cookies to maintain sessions, store preferences, and analyze performance. You may disable cookies through your browser, but doing so may limit Platform functionality.

10. Children’s Privacy

Our services are not directed toward, nor intended for, individuals under the age of 18. We do not knowingly collect information from minors. If you believe we have inadvertently collected such data, contact us for prompt deletion.

11. International Data Transfers

All data is processed and stored in the United States. By using the Platform, you acknowledge that your information will be transferred and processed within U.S. jurisdiction.

12. Updates to This Policy

We may amend this Privacy Policy from time to time. When significant updates occur, we will notify users by email or platform notice and update the “Effective Date” above.

13. Contact Us

For questions, access requests, or privacy concerns, please contact info@luna-seed.com or write to Lunaseed Inc., El Cerrito, California, USA.

Legal Disclaimer

Lunaseed Inc. is a technology platform that facilitates connections between verified startups and accredited investors. We are not a licensed broker-dealer, investment advisor, or law firm. All data handled by Lunaseed follows U.S. federal and state data-protection requirements and the policies of our third-party verification providers.